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Compliance & Legal Positioning

Secured Recovery Group operates strictly within the bounds of applicable Australian law. Every engagement is reviewed for legal authority before any action is taken.

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How We Operate Strictly Under Verified Legal Authority

We do not operate as a general repossession or enforcement service. All work is conducted under verified legal authority — we will not proceed without documentation confirming the client's legal right to act.

Before any field action is planned, we review the client's documentation, confirm the legal basis for the instruction, assess the risks, and develop a compliant approach. Only then do we proceed — and only with written approval from the client.

Our approach protects both our clients and the parties we encounter in the field. A legally compliant recovery is one that holds up to scrutiny — and that is what we deliver every time.

Document review and compliance planning
Documentation Required What Clients Must Provide We act only when lawful authority is established. The following documents are typically required before engagement.
Lease Agreements Commercial or retail lease documentation confirming landlord authority and breach conditions for re-entry instructions.
Mortgage Documents Registered mortgage and loan agreement confirming the secured party's rights and the nature of the default.
PPSR Registrations Current PPSR search confirming a registered security interest over the specific asset and grantor details.
Court Orders or Enforcement Notices Where applicable — court-issued orders or statutory enforcement notices authorising the recovery action.
Important Limitations What We Do Not Do Clarity about our role ensures expectations are aligned and compliance is maintained.
  • We are NOT a legal services provider — we do not provide legal advice
  • We do NOT determine legal rights — clients must establish their legal position before instructing us
  • We are NOT process servers — we do not serve legal documents
  • We do NOT act for debtors — we act only for authorised secured parties, landlords, and legal representatives
  • We are NOT a debt collector — our services are enforcement and recovery, not debt collection
Legal Framework Legislation We Work Within Our procedures are designed to align with relevant Commonwealth and State legislation and regulatory obligations.
  • Personal Property Securities Act 2009 (Cth) — PPSR enforcement framework
  • National Consumer Credit Protection Act 2009 — consumer credit obligations
  • Real Property Acts — state and territory mortgage possession legislation
  • Retail and Commercial Leases Acts — state re-entry legislation
  • Security Industry Acts — state licensing for enforcement activities
  • Privacy Act 1988 (Cth) — privacy obligations for personal information
  • Australian Consumer Law — conduct obligations throughout all engagements
Questions About Our Compliance Position? Contact our team. We are happy to discuss how we operate before you instruct us.
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